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New Banking Regulations Could Sink the Economy

Most new regulations are well-meaning — but often have unexpected results.

AP/Jeff Chiu
A Silicon Valley Bank branch at Santa Clara, California, March 10, 2023. AP/Jeff Chiu
STEPHEN MOORE
STEPHEN MOORE

Banking is just about the most regulated industry in America. Yet, as we saw with the collapse of Silicon Valley Bank and others in recent months, lenders are not invulnerable to failure due to bad management or unexpected changes in economic conditions.

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STEPHEN MOORE
STEPHEN MOORE

Mr. Moore is an economics journalist, author, and columnist. He is the chief economist for the Institute for Economic Freedom and Opportunity, and a regular contributor at The Wall Street Journal, Fox News, CNN and CNBC.

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